The AI finance department for Finnish companies

A whole finance department.
In one message.

Bookkeeping, VAT returns, invoicing and payments — automatic. Forward invoices by email, ask on Telegram, approve in the browser. Same AI across every channel.

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No credit card. 30-day trial. Finnish AI, built on Finnish bookkeeping law.

Your accountant sleeps. Laskio doesn't.

Laskio isn't a bookkeeping app where you fill in accounts by hand. It's a finance department — it posts, files and answers your questions, even on a Friday night.

An invoice arrives, the entry posts

Forward an invoice by email or send it on Telegram. Laskio recognises the vendor, VAT rate and account — the journal entry posts in seconds.

VAT and annual accounts, automatic

Monthly VAT return, annual accounts and corporate tax filing drafted for you. You approve with your bank ID.

Invoicing included

Send invoices in Finvoice 3.0 or by email. Reference numbers and aging tracked automatically — reminders go out without you having to remember.

Payments with one approval

Laskio proposes payments on Telegram. Approve with your bank ID, and the batch goes out as Pain.001 to Nordea, OP or Danske.

A CFO to ask anything

"Will cash cover June payroll?" — Laskio answers in seconds, with the right number, sourced from today's ledger.

Finnish bookkeeping, EU data

Built on Finnish accounting and tax law. Data stays in the EU. Strong authentication with Finnish bank IDs.

Payroll when you need it

When you hire your first employee, payroll, side costs and Income Register filings come from the same place. Available on the Pro tier.

Talk to Laskio like a CFO.

No account numbers, no menus, no VAT codes. Reply on whichever channel you're on — Laskio remembers who you are and what's happening in your company.

  • Forward an invoice by email — entry posts in seconds.
  • Ask "will cash cover June payroll?" — get a number, not a report.
  • Approve the VAT return with your bank ID. One click.
Sent the Otto Hotel invoice by email — can you post it?
✓ Posted. Otto Hotelli Oy, €248.00 + VAT 13.5%. Account 4350 (Travel). Due 24 May — queue for payment?
Yes. And what's our VAT liability for May so far?
May VAT liability so far: €1,287.40. Due 12 July. I'll send the return for approval next week.

Who is Laskio for?

Finnish company-form bookkeeping rules are built in. Register with your Y-tunnus (business ID) and Laskio knows the rest.

Sole trader (toiminimi)

Bookkeeping, VAT returns, tax return, invoicing, private accounts.

Limited company (Oy)

All of the above + annual accounts (PMA), board minutes, corporate tax.

Housing company (AsOy)

Bookkeeping, income & expense statement, maintenance-fee deficit, per-apartment vastike billing and loan-share calculation.

Registered association (ry)

Bookkeeping, income & expense statement (operations / fundraising / investments), member registry & membership-fee billing, charity tax treatment.

General partnership (Ay)

Bookkeeping, VAT, partner private accounts, income passed through to personal tax.

Limited partnership (Ky)

Bookkeeping, VAT, general and silent partner private accounts, profit shares to personal tax.

Cooperative (osk)

Bookkeeping, VAT, member-capital tracking, annual accounts.

Foundations (sr) and public limited companies (Oyj) aren't supported yet — reach out at hei@laskio.fi if you need them.

For sole traders, partnerships, limited companies, housing companies, associations and growth companies

Pricing

One flat monthly fee. No per-invoice pricing, no per-user pricing, no hidden costs.

Sole trader

For solo entrepreneurs

€15 /mo
  • Full autonomous bookkeeping
  • VAT returns
  • Invoicing included
  • Tax return
  • Conversational CFO
Get started
Most popular

Oy

For limited companies

€39 /mo
  • Everything in Sole trader
  • Annual accounts (tasekirja, PMA)
  • Board minutes
  • Corporate tax
  • Multi-user approval
Get started

Pro

For growth companies

€99 /mo
  • Everything in Oy
  • Multi-entity / group
  • Payroll
  • Investor reporting
  • Unlimited 4-eyes approvers
Get started

All prices VAT 0%. Cancel anytime.

Frequently asked

Do I still need an accountant alongside Laskio? +

No. Laskio replaces the accountant — it posts entries, files VAT, drafts annual accounts and answers questions. If you want an auditor to review the annual accounts, you can do that separately.

Can I switch to Laskio mid-fiscal-year? +

Yes. We import opening balances and historical entries from your old system (Netvisor, Procountor, Fennoa, Päiväkirja CSV or Kitsas PDF). Laskio runs them in shadow mode — once it matches to the cent, you switch.

What languages does Laskio work in? +

The web app is available in Finnish, English and Swedish. The bot and email reply in whatever language you write in — also German, Estonian, Spanish, Japanese or anything else. Customer invoices can be sent in the language of your choice. Bookkeeping internals (account names, VAT codes, filings to Finnish authorities) are always in Finnish.

Where is my data stored? +

In the EU, on AWS Frankfurt. AI calls go to Bedrock models that stay inside EU borders. Strong authentication via Finnish bank IDs and Mobiilivarmenne.

Do I approve payments myself? +

Always. Laskio proposes payments and batches them, but nothing leaves the account until you approve with your bank ID. Payments above a configurable threshold can require a second approver (4-eyes).

Can I cancel anytime? +

Yes. No lock-in. You get your bookkeeping data out in standard formats (Päiväkirja CSV, Finvoice 3.0, annual accounts PDF).

Start today.

Sign up in 60 seconds with your bank ID — or open the Telegram bot and Laskio guides the rest.